But when you’re getting serious—whether you’re recently engaged or moving in together or just at a point where your decisions start to really affect each other—it’s important to spend some time talking about your money and your financial goals. ” If you don’t get an answer, try this: “Okay, hey, I have another question . “I picked up a book on personal finance and it had some really interesting stuff in it,” you can say. Spend some time talking about your attitudes toward money. Your immediate goal should be to set up a few short- and long-term savings goals, such as a year-end trip and/or something a little more major like buying a car or putting a down payment on a house.
Talking about money with your partner might sound painful, but I promise you it doesn’t have to be awkward. “What do you think about talking about our money together? At this point, it’s probably better not to run through all the numbers for a really large purchase because it can get overwhelming.
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Bonus: Notice the psychological strategies being employed in this script.
* * * Remember how painful those “Define the Relationship” conversations were back in college? ” I guarantee you they’ll have an opinion on that—and although you’re sacrificing yourself, at least it’ll get the conversation started. (One of my friends has horrible money- management skills, which is confusing because she’s so disciplined and smart.
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